“Microfinance 3.0” – Perspectives for Sustainable Financial Service Delivery

  • Matthias Adler
  • Sophie Waldschmidt
Open Access


Over the last three decades, microfinance has matured into a sustainable and scalable development finance approach. By the end of the last decade, microfinance had developed towards full financial self-sufficiency, which was considered a breakthrough for mainly NGO-type institutions, serving millions of clients already at that time.


Financial Service Education Finance Reduce Transaction Cost Loan Portfolio Level Playing Field 
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Copyright information

© The Author(s) 2013

This chapter is distributed under the terms of the Creative Commons Attribution Noncommercial License, which permits any noncommercial use, distribution, and reproduction in any medium, provided the original author(s) and source are credited.

Authors and Affiliations

  • Matthias Adler
    • 1
  • Sophie Waldschmidt
    • 1
  1. 1.FrankfurtGermany

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