Italy: An Ageing Country with Low Level of Private Pension Schemes but High Homeownership Rate



After a period of profound changes undertaken at a structural level, the Italian pension system is now facing the new challenge of sustainability posed by the demographic changes to be experienced by its population in the future. This chapter argues the integration between the public and private sector is of prominent importance to ensure a decent standard of living at retirement for the whole population in the future. By performing a parallel analysis of the actual pension system and the housing and credit market, this chapter also emphasizes the potentials for developing pension schemes based on individuals’ own residence. At the same time, it also shines light on some of the barriers that may be encountered in the development of this process.


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© Springer International Publishing AG, part of Springer Nature 2018

Authors and Affiliations

  1. 1.LUMSA UniversityRomeItaly
  2. 2.University of Rome La SapienzaRomeItaly

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