Old-Age Provision and Homeownership – Fiscal Incentives and Other Public Policy Options

  • Martina Eckardt
  • Jörg Dötsch
  • Stefan Okruch

Table of contents

  1. Front Matter
    Pages i-x
  2. Old-Age Security and Homeownership in the EU: An Overview

  3. Well-Developed Markets for Private Pensions and Homeownership

    1. Front Matter
      Pages 49-49
    2. Marietta E. A. Haffner
      Pages 83-106
    3. Tripti Sharma, Donal McKillop, Declan French
      Pages 107-142
  4. Countries with a High Degree of Homeownership, but a Rather Low Degree of Private Pensions

    1. Front Matter
      Pages 143-143
    2. Jörg Dötsch, Martina Eckardt, Eszter Megyeri
      Pages 179-205
  5. Countries with a Low Degree of Homeownership and a Low Degree of Private Pensions

    1. Front Matter
      Pages 207-207
    2. Sebastien Clerc-Renaud, Dirk Ulbricht, Doris Neuberger
      Pages 209-251

About this book


In light of demographic change and the growing problems of traditional old-age security systems, this book discusses two essential instruments in connection with privately providing for old-age security: (1) savings in private pension schemes and (2) building up equity for home-ownership. Further, it assesses the relationship between the two instruments and offers a unique overview of the latest market developments.

In order to represent the profound differences between the individual member states of the EU, this book features six country-specific studies – covering Germany, Hungary, Ireland, Italy, the Netherlands and the United Kingdom – that provide detailed insights into the complexity of local private pension schemes, mortgage markets, and housing markets. Lastly, the book discusses public policies and fiscal incentives intended to better integrate residential property with private pensions. It will appeal to both, private households seeking to build up old-age security, as well as policy makers interested in providing secure pension schemes. 


Old-Age Security Old-Age Provision Equity Release Mortgage Market Residential Property Housing Market Private Pensions Fiscal Incentives Home Ownership Life Annuity Pension System Equity Release Schemes ERS

Editors and affiliations

  • Martina Eckardt
    • 1
  • Jörg Dötsch
    • 2
  • Stefan Okruch
    • 3
  1. 1.Andrássy University BudapestBudapestHungary
  2. 2.Andrássy University BudapestBudapestHungary
  3. 3.Andrássy University BudapestBudapestHungary

Bibliographic information

  • DOI
  • Copyright Information Springer International Publishing AG, part of Springer Nature 2018
  • Publisher Name Springer, Cham
  • eBook Packages Economics and Finance
  • Print ISBN 978-3-319-75210-5
  • Online ISBN 978-3-319-75211-2
  • Buy this book on publisher's site