The Roles of Perceived Risk and Trust on E–Payment Adoption

  • Thanh D. Nguyen
  • Phuc A. Huynh
Conference paper
Part of the Studies in Computational Intelligence book series (SCI, volume 760)


E–payment is one of the major constituents of e–commerce, which assists to enhance user efficiency and smarten intention to use of e–commerce in the digital era. This study investigates the roles of perceived risk and trust on e–payment adoption. Data is collected from respondents who have used or intend to use e–payments for e–commerce in Ho Chi Minh City. The structural equation modelling (SEM) is analyzed on a total convenient sampling of 200 respondents. Interestingly, research results externalize that perceived risk and trust have the principal roles of the structural model of e–payment adoption. The research model accounts for 38% of e–payment adoption.


E–commerce E–payment Perceived risk IT adoption Trust 


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Copyright information

© Springer International Publishing AG 2018

Authors and Affiliations

  1. 1.Banking University of Ho Chi Minh CityHo Chi Minh CityVietnam
  2. 2.Bach Khoa UniversityHo Chi Minh CityVietnam

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