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Discrimination in Mortgage Lending: A Critical Review of the Literature

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Journal of Real Estate Literature

Abstract

This article surveys the diverse research that examines racial disparities in mortgage lending markets in the context of the fair housing legislation of recent decades. A review of the theoretical models, data, and empirical methods reveals deficiencies in all three areas. A new research agenda focusing on development of more complete models of mortgage lending together with panel data tracking mortgage loan performance over time is needed.

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    MICHAEL LaCOUR-LITTLE

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LaCOUR-LITTLE, M. Discrimination in Mortgage Lending: A Critical Review of the Literature. Journal of Real Estate Literature 7, 15–50 (1999). https://doi.org/10.1023/A:1008616203852

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