1. Does the Presence of Big Banks Influence Competition in Local Markets?

   • Steven J. Pilloff

   OriginalPaper Pages: 159 - 177

2. Bank Time Deposit Rates and Market Discipline in Poland: The Impact of State Ownership and Deposit Insurance Reform

   • Thomas S. Mondschean
   • Timothy P. Opiela

   OriginalPaper Pages: 179 - 196

3. Housing Finance GSEs: Who Gets the Subsidy?

   • Edward J. Kane

   OriginalPaper Pages: 197 - 209

4. Deposit Insurance Reform in Japan: Better Late Than Never?

   • Maximilian John Bettles Hall

   OriginalPaper Pages: 211 - 242