Using HMDA Data as a Regulatory Screen for Fair Lending Compliance Robert B. AveryPatricia E. BeesonPaul S. Calem OriginalPaper Pages: 9 - 42
Strategic Responses to Bank Regulation: Evidence From HMDA Data Douglas D. EvanoffLewis M. Segal OriginalPaper Pages: 69 - 93
Mortgage Loans to Nonoccupants as an Indicator of Racial Redlining Andrew HolmesPaul M. HorvitzJoe F. James OriginalPaper Pages: 95 - 108
A RECONSIDERATION OF DISCRIMINATION IN MORTGAGE UNDERWRITING WITH DATA FROM A NATIONAL MORTGAGE BANK Eric Rosenblatt OriginalPaper Pages: 109 - 131
Discrimination Resulting from Overage Practices Marsha CourchaneDavid Nickerson OriginalPaper Pages: 133 - 151
Cultural Affinity and Lending Discrimination: The Impact of Underwriting Errors and Credit Risk Distribution on Applicant Denial Rates Michael F. FergusonStephen R. Peters OriginalPaper Pages: 153 - 168
The Economics of Low-Income Mortgage Lending Fred Phillips-PatrickDavid MalmquistClifford Rossi OriginalPaper Pages: 169 - 188
Do Black-Owned Banks Discriminate against Black Borrowers? HAROLD A. BlackM. Cary CollinsKen B. Cyree OriginalPaper Pages: 189 - 204
Discrimination in Financial Services: What Do We Not Know? George J. Benston OriginalPaper Pages: 209 - 213
Discrimination in Financial Services: How Should We Proceed? Robert Townsend OriginalPaper Pages: 215 - 217
