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Workers’ Compensation and Other Disability Insurance Systems Involved in Occupational Musculoskeletal Disorders

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Handbook of Musculoskeletal Pain and Disability Disorders in the Workplace

Part of the book series: Handbooks in Health, Work, and Disability ((SHHDW))

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Abstract

Over the last century, rights for injured workers and protections for employers have developed and evolved considerably. Furthermore, “social safety net” programs, such as Social Security Disability Insurance that developed as part of Franklin Roosevelt’s “New Deal,” continue to play a significant role for individuals with occupational musculoskeletal disorders. In 2010, approximately 57 million Americans between the ages of 21 and 64 were classified as disabled (U. S. Census Bureau, 2012). In addition, according to the Social Security Administration, an individual who is 20 years of age only has a 70 % chance of reaching full retirement without becoming disabled. Developing an understanding of the impact of these programs on patients with musculoskeletal disorders can improve the effectiveness of clinicians and systems involved in providing care to this growing population of patients. Moreover, along with federal programs, State workers’ compensation programs serve as a crucial social contract for Americans. Workers’ compensation insurance represents an agreement between employers and employees in which employees who are injured during the course of their work receive wages and health care for their job-related injury. In exchange for these benefits, employers are protected from certain lawsuits involving the work-related injury. This agreement is commonly referred to as “the compensation bargain.”

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Author information

Authors and Affiliations

  1. The University of Texas Southwestern Medical Center at Dallas, 5323 Harry Hines Blvd, Dallas, Texas, 75390-9044, USA

    Richard C. Robinson Ph.D. (Associate Professor of Psychiatry)

  2. Department of Psychology, Washington State University - Vancouver, 14204 NE Salmon Creek Avenue, VCLS208, Vancouver, WA, 98686-9600, USA

    John P. Garofalo Ph.D. (Associate Chair and Associate Professor)

Authors
  1. Richard C. Robinson Ph.D.
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  2. John P. Garofalo Ph.D.
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Correspondence to Richard C. Robinson Ph.D. .

Editor information

Editors and Affiliations

  1. Department of Psychology, University of Texas at Arlington, Arlington, Texas, USA

    Robert J. Gatchel

  2. Dept of Educational and Counseling Psychology, University of British Columbia, Vancouver, British Columbia, Canada

    Izabela Z. Schultz

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Robinson, R.C., Garofalo, J.P. (2014). Workers’ Compensation and Other Disability Insurance Systems Involved in Occupational Musculoskeletal Disorders. In: Gatchel, R., Schultz, I. (eds) Handbook of Musculoskeletal Pain and Disability Disorders in the Workplace. Handbooks in Health, Work, and Disability. Springer, New York, NY. https://doi.org/10.1007/978-1-4939-0612-3_15

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