1. Universal Banking Under Bilateral Information Asymmetry

   • Sanjay Banerji
   • Andrew H. Chen
   • Sumon C. Mazumdar

   OriginalPaper Pages: 169 - 187

2. Financing Loan Growth at Banks*

   • Drew Dahl
   • Ronald E. Shrieves
   • Michael F. Spivey

   OriginalPaper Pages: 189 - 202

3. Credit Risk in Two Institutional Regimes: Spanish Commercial and Savings Banks

   • Vicente Salas
   • Jesús Saurina

   OriginalPaper Pages: 203 - 224

4. Small-Business Lending and Profit Efficiency in Commercial Banking

   • Michael Devaney
   • William L. Weber

   OriginalPaper Pages: 225 - 246