1. A Test of Cultural Affinity in Home Mortgage Lending

   • Raphael W. Bostic

   OriginalPaper Pages: 89 - 112

2. The Timing and Persistence of CRA Compliance Ratings

   • Drew Dahl
   • Douglas D. Evanoff
   • Michael F. Spivey

   OriginalPaper Pages: 113 - 132

3. Competition Between Low and High Quality Products in the Financial Services Market

   • Erik Benrud

   OriginalPaper Pages: 133 - 147

4. A Review of Major Influences on Employee Retirement Investment Decisions

   • Jeffrey J. Bailey
   • John R. Nofsinger
   • Michele O'Neill

   OriginalPaper Pages: 149 - 165