1. Expense preference behavior in mutual life insurers

   • Joseph A. Fields

   OriginalPaper Pages: 113 - 129

2. Interstate banking and the payments system

   • Allen N. Berger
   • David B. Humphrey

   OriginalPaper Pages: 131 - 145

3. Scale economies in compliance costs for federal consumer credit regulations

   • Gregory E. Elliehausen
   • Robert D. Kurtz

   OriginalPaper Pages: 147 - 159

4. The benefits of geographical and product expansion in the financial service industry

   • Jeffrey A. Born
   • Robert A. Eisenbeis
   • Robert S. Harris

   OriginalPaper Pages: 161 - 182

5. Securities activities of commercial banks: Recent changes in the economic and legal environments

   • George G. Kaufman

   OriginalPaper Pages: 183 - 199