Skip to main content

Advertisement

Log in

Forgoing health care under universal health insurance: the case of France

  • Original article
  • Published:
International Journal of Public Health

Abstract

Objectives

We investigate the reliability of a survey question on forgone healthcare services for financial reasons, based on analysis of actual healthcare use over the 3-year period preceding response to the question. We compare the actual use of different health services by patients who report having forgone health care to those who do not.

Methods

Based on a prospective cohort study (CONSTANCES), we link survey data from enrolled participants to the Universal Health Insurance (UHI) claims database and compare use of health services of those who report having forgone health care to controls. We present multivariable logistic regression models and assess the odds of using different health services.

Results

Compared to controls, forgoing care participants had lower odds of consulting GPs (OR = 0.83; 95% CI 0.73, 0.93), especially specialists outside hospitals (gynecologists: 0.74 (0.69, 0.78); dermatologists: 0.81 (0.78–0.85); pneumologists 0.82 (0.71–0.94); dentists 0.71 (0.68, 0.75)); higher odds of ED visits (OR = 1.25; 95% CI 1.19, 1.31); and no difference in hospital admissions (OR = 1.02; 95% CI 0.97, 1.09). Participants with lower occupational status and income had higher odds of forgoing health care.

Conclusions

The perception of those who report having forgone health care for financial reasons is consistent with their lower actual use of community-based ambulatory care (CBAC). While UHI may be necessary to improve healthcare access, it does not address the social factors associated with the population forgoing health care for financial reasons.

This is a preview of subscription content, log in via an institution to check access.

Access this article

Price excludes VAT (USA)
Tax calculation will be finalised during checkout.

Instant access to the full article PDF.

Fig. 1

Similar content being viewed by others

References

  • Allin S, Grignon M, Le Grand J (2010) Subjective unmet need and utilization of health care services in Canada: what are the equity implications? Soc Sci Med 70:465–472

    Article  Google Scholar 

  • Auvray L, Dumesnil S, Le Fur P (2001) Renoncement à des soins pour motifs financiers. In: Auvray L, Dumesnil S, Le Fur P (eds) Santé, soins et protection sociale en 2000. CREDES, Paris, pp 147–153

    Google Scholar 

  • Ayanian JZ, Weissman JS, Schneider EC et al (2000) Unmet health needs of uninsured adults in the United States. JAMA 284:2061–2069

    Article  CAS  Google Scholar 

  • Bazin F, Parizot I, Chauvin P (2005) Original approach to the individual characteristics associated with forgone healthcare: a study in underprivileged areas, Paris region, France, 2001–2003. Eur J Public Health 15:361–367

    Article  Google Scholar 

  • Bodenmann P, Favrat B, Wolff H et al (2014) Screening primary-care patients forgoing health care for economic reasons. PLoS ONE 9:e94006

    Article  Google Scholar 

  • Chevreul K, Berg Brigham K, Durand-Zaleski I et al (2015) France: health system review. Health Syst Transit 17:1–218

    PubMed  Google Scholar 

  • Despres C, Dourgnon P, Fantin R, Jusot F (2011) Le renoncement aux soins: une approche socio-anthropologique. Questions d’économie de la Santé 169:1–8

    Google Scholar 

  • Devaux M, de Looper M (2019) Income-related inequalities in health service utilisation in 19 OECD countries, 2008–2009. https://www.oecd-ilibrary.org/social-issues-migration-health/income-related-inequalities-in-health-service-utilisation-in-19-oecd-countries-2008-2009_5k95xd6stnxt-en. Accessed 1 Feb 2019

  • Dourgnon P, Jusot F, Fantin R (2012) Payer nuit gravement à la santé?: une étude de l’impact du renoncement financier aux soins sur l’état de santé. Eco Public 28–29:123–147

    Google Scholar 

  • Feral-Pierssens A-L, Carette C, Rives-Lange C et al (2018) Obesity and emergency care in the French CONSTANCES cohort. PLoS ONE 13:e0194831

    Article  Google Scholar 

  • French National Health Insurance Administration (2016) [Demographic profile of French physicians 2016]. https://www.ameli.fr/l-assurance-maladie/statistiques-et-publications/donnees-statistiques/professionnels-de-sante-liberaux/demographie/secteur-conventionnel.php. Accessed 1 Feb 2019

  • Guessous I, Gaspoz JM, Theler JM, Wolff H (2012) High prevalence of forgoing healthcare for economic reasons in Switzerland: a population-based study in a region with universal health insurance coverage. Prev Med 55:521–527

    Article  CAS  Google Scholar 

  • Gusmano MK, Weisz D, Rodwin VG et al (2014) Disparities in access to health care in three French regions. Health Policy 114:31–40

    Article  Google Scholar 

  • Haute Autorité de Santé (2019) [Patients’ participation in the health care system in 5 European countries] https://www.has-sante.fr/portail/upload/docs/application/pdf/participation_patients_5_pays_eur.pdf. Accessed 1 Feb 2019

  • Heisler M, Choi H, Rosen AB et al (2010) Hospitalizations and deaths among adults with cardiovascular disease who underuse medications because of cost: a longitudinal analysis. Med Care 48:87–94

    Article  Google Scholar 

  • Inspection Générale des Affaires Sociales (2007) Les dépassements d’honoraires médicaux. Rapport RM 2007-054P. 2007. https://www.ladocumentationfrancaise.fr/var/storage/rapports-publics/074000319.pdf. Accessed 1 Feb 2019

  • Institut de Recherche et Documentation en Economie de la Santé (2014) Rapport 566: L’Enquête santé européenne - Enquête santé et protection sociale (EHIS-ESPS). 2014. http://www.irdes.fr/recherche/2017/rapport-566-enquête-santé-europeenne-ehis-enquête-santé-et-protection-sociale-esps-2014.html. Accessed 27 Apr 2019

  • Mackenbach JP, Stirbu I, Roskam AJ et al (2008) Socioeconomic inequalities in health in 22 European countries. N Engl J Med 358:2468–2481

    Article  CAS  Google Scholar 

  • Madureira-Lima J, Reeves A, Clair A, Stuckler D (2018) The Great Recession and inequalities in access to health care: a study of unemployment and unmet medical need in Europe in the economic crisis. Int J Epidemiol 47:58–68

    Article  Google Scholar 

  • Marmot M, Bobak M (2000) International comparators and poverty and health in Europe. BMJ 321:1124–1128

    Article  CAS  Google Scholar 

  • Nay O, Béjean S, Benamouzig D et al (2016) Achieving universal health coverage in France: policy reforms and the challenge of inequalities. Lancet 387:2236–2249

    Article  Google Scholar 

  • Piette JD, Wagner TH, Potter MB, Schillinger D (2004) Health insurance status, cost-related medication underuse, and outcomes among diabetes patients in three systems of care. Med Care 42:102–109

    Article  Google Scholar 

  • Rodwin VG (2003) The health care system under French national health insurance: lessons for health reform in the United States. Am J Public Health 93:31–37

    Article  Google Scholar 

  • Rodwin VG, Le Pen C (2004) Health care reform in France—the birth of state-led managed care. N Engl J Med 351:2259–2262

    Article  CAS  Google Scholar 

  • Ruiz F, Goldberg M, Lemonnier S et al (2016) High quality standards for a large-scale prospective population-based observational cohort: Constances. BMC Public Health 16:877

    Article  Google Scholar 

  • Sécurité sociale (2018) Les chiffres clés de la Sécurité sociale (édition 2018) [Key numbers of the Social Security] http://www.securite-sociale.fr/Les-chiffres-cles-2017-de-la-securite-sociale-edition-2018. Accessed 1 Feb 2019

  • Simard EP, Fedewa S, Ma J et al (2012) Widening socioeconomic disparities in cervical cancer mortality among women in 26 states, 1993–2007. Cancer 118:5110–5116

    Article  Google Scholar 

  • Sommers BD (2015) Health care Reform’s unfinished work-remaining barriers to coverage and access. N Engl J Med 373:2395–2397

    Article  CAS  Google Scholar 

  • Sørensen K, Pelikan JM, Rothlin F et al (2015) Health literacy in Europe: comparative results of the European health literacy survey (HLS-EU). Eur J Public Health 25:1053–1058

    Article  Google Scholar 

  • Stirbu I, Kunst AE, Mielck A, Mackenbach JP (2011) Inequalities in utilisation of general practitioner and specialist services in 9 European countries. BMC Health Serv Res 11:288

    Article  Google Scholar 

  • Tuppin P, Blotière PO, Weill A et al (2011) Mortality and hospital admissions rates and diagnosis among individual with low income and full health insurance coverage in France, 2009. Presse Med 40:304–314

    Article  Google Scholar 

  • von Elm E, Altman DG, Egger M et al (2007) Strengthening the reporting of observational studies in epidemiology (STROBE) statement: guidelines for reporting observational studies. Lancet 370:1453

    Article  Google Scholar 

  • Weissman JS, Stern R, Fielding SL, Epstein AM (1991) Delayed access to health care: risk factors, reasons, and consequences. Ann Intern Med 114:325–331

    Article  CAS  Google Scholar 

  • Zins M, Goldberg M, Constances Team (2015) The French CONSTANCES population-based cohort: design, inclusion and follow-up. Eur J Epidemiol 30:1317–1328

    Article  Google Scholar 

Download references

Funding

The CONSTANCES Cohort Project is supported and funded by the Caisse nationale d’assurance maladie des travailleurs salariés (CNAMTS), the French Ministry of Health, the Council of the Ile de France Region, and by the Cohorts TGIR IReSP-ISP INSERM (Ministère de la Santé et des Sports, Ministère Délégué à la Recherche, Institut National de la Santé Et de la Recherche Médicale, Institut National du Cancer et Caisse Nationale de Solidarité pour l’Autonomie). CONSTANCES has also received funding from the French Commissariat Géneral à l’Investissement (Contrat ANR-11-INBS-0002). CONSTANCES also receives funding from MSD, AstraZeneca and Lundbeck managed by INSERM-Transfert. We, authors of this paper, do not have direct competing interest with AstraZeneca, MSD and Lundbeck related to the topic of this paper.

Author information

Authors and Affiliations

Authors

Corresponding author

Correspondence to Anne-Laure Feral-Pierssens.

Ethics declarations

Conflict of interest

SC holds shares of MyGoodLife®. The other authors declare no competing interests.

Ethical approval and Informed consent

We follow the STROBE recommendations for reporting observational cohort studies. Our analyses used Stata version 14.0 (StatCorp Ltd, College Station, USA). The CONSTANCES study was approved by the Comité Consultatif pour le Traitement des Informations Relatives à la Santé (CCTIRS) and the Commission Nationale Informatique et Liberté (CNIL). All participants signed an informed consent form.

Additional information

Publisher's Note

Springer Nature remains neutral with regard to jurisdictional claims in published maps and institutional affiliations.

Electronic supplementary material

Below is the link to the electronic supplementary material.

Supplementary material 1 (PDF 117 kb)

Rights and permissions

Reprints and permissions

About this article

Check for updates. Verify currency and authenticity via CrossMark

Cite this article

Feral-Pierssens, AL., Rives-Lange, C., Matta, J. et al. Forgoing health care under universal health insurance: the case of France. Int J Public Health 65, 617–625 (2020). https://doi.org/10.1007/s00038-020-01395-2

Download citation

  • Received:

  • Revised:

  • Accepted:

  • Published:

  • Issue Date:

  • DOI: https://doi.org/10.1007/s00038-020-01395-2

Keywords

Navigation