When addressing the issue of m-payments, it is difficult to come up with a proper definition. The term remains as opaque as ever. As a consequence, “m-payments” refers to very different types of payments that only have in common that the mobile phone is used somewhere in the payment process. The mobile phone is used as:
  • a plastic body,

  • an identifier (using the SIM),

  • a communication channel,

  • a computer and

  • a payment terminal.

Mobile phones are used for payments in the mobile Internet, they are used for proximity payments at the POS and they are used for P2P payments.


Mobile Phone European Central Bank Mobile Operator Near Field Communication European Parliament 
These keywords were added by machine and not by the authors. This process is experimental and the keywords may be updated as the learning algorithm improves.


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© Malte Krueger 2016

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  • Malte Krueger

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