Transaction Banking 101

Abstract

Clearly, many of the regulatory changes we reviewed in the last chapter will impact banks as a whole and significantly reflect on banks’ balance sheets, legal entity structures and ultimately their business models and ability to generate returns. However, before we can examine the implications of the regulatory overhaul, introduced in Chapter 2, on the business of transaction banking, which is a central focus of this book, we need to first look in more detail at what transaction banking actually is. What is its purpose, operating model, and what types of services does it provide to which types of customers?.