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European Policy on Financial Exclusion and Bank Strategies

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Financial Exclusion

Abstract

This chapter explores three areas. First, we examine the broad European policy response to expanding financial exclusion on Chapter 6 and also discuss the implications for banks. Second, we discuss the kinds of strategies that banks have and might develop in this evolving scenario. Finally, we focus on how economic theory may be able to help explain why financial exclusion occurs and in doing so as to provide some practical insight into how the banking system (‘bank strategies’) might be developed to combat exclusion.

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© 2005 Santiago Carbó, Edward P.M. Gardener and Philip Molyneux

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Carbó, S., Gardener, E.P.M., Molyneux, P. (2005). European Policy on Financial Exclusion and Bank Strategies. In: Financial Exclusion. Palgrave Macmillan Studies in Banking and Financial Institutions. Palgrave Macmillan, London. https://doi.org/10.1057/9780230508743_7

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