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Abstract

Credit scoring models that predict the likelihood of someone repaying the credit they have applied for suffer from a problem known as sample bias.1 Consider the flow through a typical credit application process, as shown in Figure 9.1.

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© 2010 Steven Finlay

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Finlay, S. (2010). Sample Bias and Reject Inference. In: Credit Scoring, Response Modelling and Insurance Rating. Palgrave Macmillan, London. https://doi.org/10.1057/9780230298989_9

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