Abstract
Stuart Stamp offers a unique analysis of the welfare dimensions to three domains not normally considered in welfare state analyses, namely: financial services, access to credit and debt management. Focusing on three key themes, namely reliance on market logic, the role of the state and changing attitudes around personal finance, the chapter highlights the ways in which such services have evolved in Ireland. It further explores the impacts of these developments on the welfare of Irish households, the changing role played by civil society, and how lack of data and political will have combined to hinder policy development. The chapter concludes by framing how a more welfare-centric approach might look in terms of financial services, access to credit and debt management.
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Stamp, S. (2016). Personal Finance: Financial Services, Access to Credit and Debt Management. In: Murphy, M., Dukelow, F. (eds) The Irish Welfare State in the Twenty-First Century. Palgrave Macmillan, London. https://doi.org/10.1057/978-1-137-57138-0_6
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DOI: https://doi.org/10.1057/978-1-137-57138-0_6
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