‘Fintech’ and Financial Inclusion

  • Nick Bernards
Part of the Palgrave Handbooks in IPE book series (PHIPE)


This chapter examines the intersection of key recent debates about financial markets in the Global South: the implications of technological change and efforts to promote financial inclusion. It highlights a recent ‘turn to technology’, in which advocates of financial inclusion faced with uneven and limited progress of access to finance pin hopes on new financial technologies (‘fintech’) to remove barriers to access. The chapter situates this development in a longer and contradictory pattern of neoliberal development governance. It concludes by reflecting on the limits of fintech as tools for poverty reduction in light of this discussion.


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Copyright information

© The Author(s) 2019

Authors and Affiliations

  • Nick Bernards
    • 1
  1. 1.University of WarwickCoventryUK

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