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The Relationship Between Casa Ratio and Performance of the Commercial Banks in Vietnam

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Proceedings of the 4th International Conference on Research in Management and Technovation (ICRMAT 2023)

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Abstract

The research results provide evidence of a positive relationship between CASA and business performance on both the return on assets (ROA) and net profit margin (NIM) scales. Findings show technological innovation as well as the ability to digitize payment activities contribute to increasing the business effectiveness of banks. Besides, the factors of cost management capability (CIR), bad debt ratio (NPL), capital structure (DER), loan asset ratio (LAR), and deposit asset ratio (DAR) are also examined in the regression model. Based on the results, some discussions and future research directions are also proposed.

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Author information

Authors and Affiliations

  1. Hanoi University of Industry, Hanoi, Vietnam

    Bui Thi Thu Loan, Le Phuong Anh, Nguyen Chung Thuy & Tran Thi Kim Ngoc

  2. Academy of Finance, Hanoi, Vietnam

    Dang Phuong Mai

Authors
  1. Bui Thi Thu Loan
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  2. Le Phuong Anh
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  3. Dang Phuong Mai
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  4. Nguyen Chung Thuy
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  5. Tran Thi Kim Ngoc
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Corresponding author

Correspondence to Bui Thi Thu Loan .

Editor information

Editors and Affiliations

  1. Centre for Post-Graduate Studies, Hanoi University of Industry, Hanoi, Vietnam

    Thi Hong Nga Nguyen

  2. Gillings School of Global Public Health, University of North Carolina at Chapel, Chapel HIll, NC, USA

    Darrell Norman Burrell

  3. Department of Computer Science and Engineering, CMR Institute of Technology, Hyderabad, Telangana, India

    Vijender Kumar Solanki

  4. Accounting and Auditing Faculty, Academy of Finance, Hanoi, Vietnam

    Ngoc Anh Mai

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© 2024 The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd.

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Loan, B.T.T., Anh, L.P., Mai, D.P., Thuy, N.C., Ngoc, T.T.K. (2024). The Relationship Between Casa Ratio and Performance of the Commercial Banks in Vietnam. In: Nguyen, T.H.N., Burrell, D.N., Solanki, V.K., Mai, N.A. (eds) Proceedings of the 4th International Conference on Research in Management and Technovation. ICRMAT 2023. Springer, Singapore. https://doi.org/10.1007/978-981-99-8472-5_54

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