Skip to main content

Research on the Influence of Factors on the Intention to Use QR-Pay in Payment and Electronic Money Transfer of Students at Universities

  • Conference paper
  • First Online:
Proceedings of the 4th International Conference on Research in Management and Technovation (ICRMAT 2023)

Abstract

The basic objective of this study is to determine the influence of factors on the intention to use QR-Pay in payment and electronic money transfer of students at universities. The research was conducted in two phases, qualitative research and quantitative research. Qualitative research identifies 4 factors affecting the intention to use QR-Pay form in payment and electronic money transfer of students at universities, including: (i) “Attitudes” for QR-Pay payment method, (ii) “Subjective norm”, (iii) “Perception of behavioral control” and (iv) “Trust” for QR-Pay payment method. Quantitative research is carried out through survey questionnaires. The study used multivariate regression analysis through SPSS 26.0 software with a sample of 852. The results of multivariable regression analysis showed that the research model is consistent with the survey data, in which, factors “Attitude”, “Trust” toward QR-Pay payment method and the variable “Subjective norm” have a positive influence on the intention to use QR-Pay in payment and electronic money transfer of students. Students at universities, the factor “Perception of behavioral control” has a negative influence on this intention.

This is a preview of subscription content, log in via an institution to check access.

Access this chapter

Chapter
USD 29.95
Price excludes VAT (USA)
  • Available as PDF
  • Read on any device
  • Instant download
  • Own it forever
eBook
USD 189.00
Price excludes VAT (USA)
  • Available as EPUB and PDF
  • Read on any device
  • Instant download
  • Own it forever
Hardcover Book
USD 249.99
Price excludes VAT (USA)
  • Durable hardcover edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info

Tax calculation will be finalised at checkout

Purchases are for personal use only

Institutional subscriptions

References

  1. Lou, L., Tian, Z., Koh, J.: Tourist satisfaction enhancement using mobile QR code payment: an empirical investigation. Sustainability 9(7), 1186–1192 (2017)

    Article  Google Scholar 

  2. Le, X.C., Nguyen, T.H.Y., Vu, T.H.T.: Research on customer behavior towards QR-code mobile payment: experience in the context of COVID-19. Asian J. Econ. Bus. Res. 32, 26–46 (2021)

    Google Scholar 

  3. Yan, L.Y., et al.: QR code and mobile payment: the disruptive forces in retail. J. Retail. Consum. Serv. 58, 102300 (2021)

    Article  Google Scholar 

  4. Do, H.N., Le, K.H., Hoang, X.H., Tran, T.T., Nguyen, K.L.: Factors affecting customers’ intention to choose QR PAY payment method in Hanoi city in the context of COVID-19. Sci. Technol. J. 58(4), 150–158 (1989)

    Google Scholar 

  5. Davis, F.D.: Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS Quart. 13(3), 319–340 (1989)

    Article  Google Scholar 

  6. Alalwan, A.A.: Mobile food ordering apps: an empirical study of the factors affecting customer e-satisfaction and continued intention to reuse. Int. J. Inform. Manag. 50(2020), 28–44 (2019)

    Google Scholar 

  7. Lee, S.W., Sung, H.J., Jeon, H.M.: Determinants of continuous intention on food delivery apps: extending UTAUT2 with information quality. Sustainability 11(11), 3141 (2019)

    Article  Google Scholar 

  8. Kustiwi, I.A., Isnalita, I.: Trust and purchasing intention in e-commerce: Lazada Indonesia. Adv. Soc. Sci. Educ. Hum. Res. 165(1), 28–32 (2018)

    Google Scholar 

  9. Venkatesh, V., Thong, J.Y.L., Xu, X.: Consumer acceptance and use of information technology: extending the unified theory of acceptance and use of technology. MIS Quart. 36(1), 157–178 (2012)

    Article  Google Scholar 

  10. Chen, C.F., Chao, W.H.: Habitual or reasoned? Using the theory of planned behavior, technology acceptance model, and habit to examine switching intentions toward public transit. Transp. Res. F Traff. Psychol. Behav. 14(2), 128–137 (2010)

    Article  Google Scholar 

  11. Ajzen, I., Fishbein, M.: Belief, Attitude, Intention, and Behavior: An Introduction to Theory and Research. Addison-Wesley, San Francisco (1975)

    Google Scholar 

  12. Heath, Y., Gifford, R.: Extending the theory of planned behavior: predicting the use of public transportation. J. Appl. Soc. Psychol. 32(10), 2154–2185 (2002)

    Article  Google Scholar 

  13. Borith, L., Kasem, C., Takahi, N.: Psychologocal factors influencing behavioral intention of using future sky train: a preliminanary result in Pnom Penh. Asian Transp. Res. Soc. 227(1), 123–129 (2010)

    Google Scholar 

  14. Kaura, V., Durga Prasad, C.S., Sharma, S.: Service quality, service convenience, price and fairness, customer loyalty, and the mediating role of customer satisfaction. Int. J. Bank Market. 33, 404–422 (2015)

    Article  Google Scholar 

  15. Kim, H., Xu, Y., Gupta, S.: Which is more important in internet shopping, perceived price or trust? Electronic commerce research and applications. Res. Output Contr. J. 11, 241–252 (2012)

    Google Scholar 

Download references

Author information

Authors and Affiliations

Authors

Corresponding author

Correspondence to Thi Nguyet Dung Nguyen .

Editor information

Editors and Affiliations

Rights and permissions

Reprints and permissions

Copyright information

© 2024 The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd.

About this paper

Check for updates. Verify currency and authenticity via CrossMark

Cite this paper

Nguyen, T.N.D., Nguyen, T.T., Phan, K.N., Nguyen, Q.L., Nguyen, V.B., Bui, H.H. (2024). Research on the Influence of Factors on the Intention to Use QR-Pay in Payment and Electronic Money Transfer of Students at Universities. In: Nguyen, T.H.N., Burrell, D.N., Solanki, V.K., Mai, N.A. (eds) Proceedings of the 4th International Conference on Research in Management and Technovation. ICRMAT 2023. Springer, Singapore. https://doi.org/10.1007/978-981-99-8472-5_47

Download citation

Publish with us

Policies and ethics