Abstract
The success of any microcredit lies in the art of utilization. This chapter closely collects and interprets the detailed analysis about the trend of credit utilization and its influence on the respondents. This chapter is also backed by literary works for better comprehension.
Access this chapter
Tax calculation will be finalised at checkout
Purchases are for personal use only
References
Books, Journal, Research Paper, Working Papers, Reports etc.
Al-Mamun, A., Wahab, S. A., & Malarvizhi, C. A. (2010). Examining the Effect of Microcredit on Employment in Peninsular Malaysia. Journal of Sustainable Development, 4(2). https://doi.org/10.5539/jsd.v4n-2p174
Christabel, P., & Raj, V. (2012). Financial Inclusion in Rural India. IOSR Journal of Humanities and Social Science, 2(5), 21–25.
Dehingia, N., Singh, A., Raj, A., & McDougal, L. (2019). More than Credit: Exploring Associations Between Microcredit Programs and Maternal and Reproductive Health Service Utilization in India. SSM-Population Health, 9(3). https://doi.org/10.1016/j.ssmph.2019.100467
Dev, S. M. (2006). Financial Inclusion: Issues and Challenges. Economic and Political Weekly, 41(41), 4310–4313.
Idi, A. S., Damisa, M. A., Ahmed, B., Edekhegregor, O. I., & Oladimeji, Y. U. (2019). Micro-credit Utilization and Its Impact on Famers Maize Output and Household Food Security in Kaduna State, Nigeria. Journal of Agriculture and Environment, 15(1), 19–31.
Mugabi, N. (2010). Micro-Credit Utilization and its Impact on Household Income: A Comparative Study of Rural and Urban Areas in Iganga District. Makerere University.
Sedgwick, P. (2015). Multistage Sampling. Bmj. https://doi.org/10.1136/bmj.h4155.
Shelby, L. B. (2011). Beyond Cronbach’s Alpha: Considering Confirmatory Factor Analysis and Segmentation. Human Dimensions of Wildlife, 16(2), 142–148.
Zikmund, W. G., Babin, B., Carr, J., & Griffin, M. (2012). Basic and Applied Research. Business Research Methods.
Author information
Authors and Affiliations
Corresponding author
Rights and permissions
Copyright information
© 2023 The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd.
About this chapter
Cite this chapter
Datta, S., Sahu, T.N. (2023). Credit Utilization Pattern of the Borrowers. In: Financial Inclusion and Livelihood Transformation. Palgrave Macmillan, Singapore. https://doi.org/10.1007/978-981-99-4141-4_4
Download citation
DOI: https://doi.org/10.1007/978-981-99-4141-4_4
Published:
Publisher Name: Palgrave Macmillan, Singapore
Print ISBN: 978-981-99-4140-7
Online ISBN: 978-981-99-4141-4
eBook Packages: Economics and FinanceEconomics and Finance (R0)