Abstract
Web applications and Mobile apps have their own importance and needfulness. Almost all banks prefer to have their separate web application and mobile app for banking transactions of their customers. Mobile apps offer customization compared to web applications. Progressive Web Applications (PWA) try to maintain a middle path however there are some disadvantages like lacking stricter security control which becomes very critical in case of banking transaction. Creating a web browser which works for only banking transactions adds this extra layer of security. It will have benefits of PWA as well as in-built security of browser which will make it more user-friendly. Customer won’t have to download mobile app frequently from store and won’t have to switch between browsers to do banking transactions in most secured manner. Thus it will have a standard approach of taking into account design considerations into browser side which almost every latest banking web app targets to achieve. This standardization approach of having banking transaction specific browser will also save lot of development effort and cost. Initial resistance might be there from industry and customers but considering the benefits and comforts it has a great prospect of wide acceptance from industry and customers.
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Mukhopadhyay, I., Ghosh, A. (2021). Banking Transaction Considerations on Standardized Browser Architecture. In: Balas, V.E., Hassanien, A.E., Chakrabarti, S., Mandal, L. (eds) Proceedings of International Conference on Computational Intelligence, Data Science and Cloud Computing. Lecture Notes on Data Engineering and Communications Technologies, vol 62. Springer, Singapore. https://doi.org/10.1007/978-981-33-4968-1_49
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