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Attitudes and Perceptions of Malay Muslim Students Towards Educational Loan Repayment: A Qualitative Approach

  • Conference paper
Islamic perspectives relating to business, arts, culture and communication

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Abstract

This study investigates the attitudes and perceptions on educational loan repayment amongst Malay Muslims in Malaysia. Researches in the realm of educational loans have identified several factors contributing to defaults and repayments. These include the characteristics of students as they begin college, such as family income, race/ethnicity and students’ college experiences in terms of the type of institution, field of study and educational outcomes. However, no studies have so far explored the attitudes and perceptions on educational loan repayment amongst Malay Muslims. The study adopts a qualitative methodology that involves focus groups and semi-structured interviews. The respondents are the final-year degree students in one public university in Malaysia. The results show that attitudes and perceptions have influenced educational loan repayment amongst Malay Muslims.

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Acknowledgement

This research is presented in an international conference and was supported and funded by Ministry of Higher Education and Universiti Teknologi MARA.

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Authors and Affiliations

  1. Faculty of Business Management, UiTM Melaka, Melaka, Malaysia

    Shafinar Ismail, Maheran Katan & Roaimah Omar

Authors
  1. Shafinar Ismail
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  2. Maheran Katan
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  3. Roaimah Omar
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Corresponding author

Correspondence to Shafinar Ismail .

Editor information

Editors and Affiliations

  1. Universiti Teknologi MARA, Alor Gajah, Melaka, Malaysia

    Roaimah Omar

  2. Universiti Teknologi MARA, Shah Alam, Malaysia

    Hasan Bahrom

  3. Universiti Teknologi MARA, Alor Gajah, Melaka, Malaysia

    Geraldine de Mello

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Ismail, S., Katan, M., Omar, R. (2015). Attitudes and Perceptions of Malay Muslim Students Towards Educational Loan Repayment: A Qualitative Approach. In: Omar, R., Bahrom, H., de Mello, G. (eds) Islamic perspectives relating to business, arts, culture and communication. Springer, Singapore. https://doi.org/10.1007/978-981-287-429-0_24

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