Skip to main content

Role of State in the Evolution and Success of Commercial Banks in China

  • Chapter
  • First Online:
China: The Bankable State

Abstract

The chapter outlines the role of state in the evolution of commercial banks in China. It looks at different stages of its development process. The chapter engages with the deepening of state led financial reforms which led to the competitive advantage of China’s commercial banking industry. The state-owned commercial banks, large joint-stock commercial banks, and small private commercial banks keep increasing their strengths due to regulations and monitoring by the Chinese state. Therefore, the chapter argues that state-owned commercial banks have relatively large market share and dominate in commercial banking sector due to the state.

This is a preview of subscription content, log in via an institution to check access.

Access this chapter

Chapter
USD 29.95
Price excludes VAT (USA)
  • Available as PDF
  • Read on any device
  • Instant download
  • Own it forever
eBook
USD 129.00
Price excludes VAT (USA)
  • Available as EPUB and PDF
  • Read on any device
  • Instant download
  • Own it forever
Softcover Book
USD 169.99
Price excludes VAT (USA)
  • Compact, lightweight edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info
Hardcover Book
USD 169.99
Price excludes VAT (USA)
  • Durable hardcover edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info

Tax calculation will be finalised at checkout

Purchases are for personal use only

Institutional subscriptions

References

  • Andrijauskas, R., Jasienė, M., & Staroselskaja, J. (2014). Increasing the competitiveness of commercial banks on the basis of innovation. Management Theory and Studies for Rural Business and Infrastructure Development, 36(4), 730–745.

    Article  Google Scholar 

  • Berger, A., Demirguc-Kunt, A., Haubrich, J., & Levine, R. (2004). Introduction: Bank concentration and competition: An evolution in the making. Journal of Money, Credit, and Banking, 36(3), 433–453.

    Article  Google Scholar 

  • CBRC. (2011). Annual Report. China Banking Regulatory Commission (CBRC).

    Google Scholar 

  • Chen, G., & Zhen, S. (2011). Incorporating covariates into integrated factor analysis of multi-view data. Biometrics, 73(4), 1433–1442.

    Google Scholar 

  • Fu, C. (2007). The analysis of the factors of profitability and its influence of state-owned commercial banks in China (pp. 19–22). Shandong University.

    Google Scholar 

  • Hao, C. (2006). Development of financial intermediation and economic growth: The Chinese experience. China Economic Review, 17(4), 340–367.

    Article  Google Scholar 

  • Huang, C., Li, Y., & Zhao, H. (2014). The competitiveness of China’s commercial banks based on factor analysis. China Journal of Enterprise Operations Research, 9(1), 134–137.

    Google Scholar 

  • Jin, X., & Zhang, L. (2009). A comparative research on the international competitive power of Chinese large-scale commercial banks-An empirical study based on the factor analysis (pp. 23–29). Capital University of Finance and Economics.

    Google Scholar 

  • Lei, C. (2014). The reform of state-owned commercial banks in China: A political economy perspective. Economic and Political Studies, 2(2), 67–88.

    Article  Google Scholar 

  • Li, Z. (2013). A study on the International competitiveness of China’s large commercial banks (pp. 33–159). Southwestern University of Finance and Economics.

    Google Scholar 

  • Liu, M. (2014). The research of competitiveness evaluation on commercial bank in our country (pp. 59–98). University of Tianjin.

    Google Scholar 

  • Luo, F., Dong, J., Armitage, Y., & Hou, M. X. (2015). China’s financial system: Opportunities and challenges. In P. H. F. Joseph & M. Randall (Eds.), Capitalizing China (pp. 59–138). US.

    Google Scholar 

  • Qian, R. (2016). The state-owned commercial bank competitiveness analysis. North China Electric Power University.

    Google Scholar 

  • Shang, Q. (2000). An indexation system for assessing emerging Chinese Bank competitiveness: The case of Huaxia Bank. Acta Oeconomica, 65(s2), 55–69.

    Google Scholar 

  • Tan, Y. (2014). Competition and profitability in the Chinese Banking Industry: New evidence from different banking markets. The Journal of Developing Areas, 48(3), 312–316.

    Article  Google Scholar 

  • Tong, R. (2005). The study on competitiveness of Chinese commercial bank; Empirical research based on factor analysis. Southwestern University of Finance and Economics.

    Google Scholar 

  • Wang, C. (2010). Research of comprehensive assessment system for listed banks’ competitiveness. Beijing Jiaotong University.

    Google Scholar 

  • Wu, J. (2017). Analysis of the competitiveness of Chinese commercial banks based on factor analysis method. Postgraduate. Jilin University.

    Google Scholar 

  • Xu, J., Gan, C., & Hu, B. (2013). An empirical analysis of China’s Big four state- owned banks’ performance: A data envelopment analysis. Journal of Banking Regulation, 16(1), 1–21.

    Article  Google Scholar 

  • Yang, X. (2009). Banking reforms and monetary policy in the People’s Republic of China: Is the Chinese central banking system ready for joining the WTO? (review). China Review International, 10(2), 399–403.

    Google Scholar 

  • Yao, S. J., Han, Z. W., & Feng, G. F. (2008). Ownership reform, foreign competition and efficiency of Chinese commercial banks: A non-parametric approach. The World Economy, 31(10), 1315–1324.

    Article  Google Scholar 

  • Yuan, Z. (2014). Government ownership and exposure to political uncertainty: Evidence from China. Journal of Banking & Finance, 84, 152–165.

    Google Scholar 

Download references

Author information

Authors and Affiliations

Authors

Corresponding author

Correspondence to Bhabani Shankar Nayak .

Editor information

Editors and Affiliations

Rights and permissions

Reprints and permissions

Copyright information

© 2021 The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd.

About this chapter

Check for updates. Verify currency and authenticity via CrossMark

Cite this chapter

Nayak, B.S., Gao, Y. (2021). Role of State in the Evolution and Success of Commercial Banks in China. In: Shankar Nayak, B. (eds) China: The Bankable State. Springer, Singapore. https://doi.org/10.1007/978-981-16-5252-3_1

Download citation

  • DOI: https://doi.org/10.1007/978-981-16-5252-3_1

  • Published:

  • Publisher Name: Springer, Singapore

  • Print ISBN: 978-981-16-5251-6

  • Online ISBN: 978-981-16-5252-3

  • eBook Packages: Economics and FinanceEconomics and Finance (R0)

Publish with us

Policies and ethics