Abstract
At the time of fifty years of nationalization, Indian banks are still wobbly. We see that even privatization is not the solution. Squeezing of credit in recent times and high percentage of NPAs, political intervention, corruptive practices and non-economic-based reasons are plaguing the formal banking industry. Quite naturally, trust-based informal credit market is continuing unabated. Suggestions arising out of efficiency analysis become irreverent in such wilderness.
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Sengupta, A., De, S. (2020). Summation and Future Roadmap. In: Assessing Performance of Banks in India Fifty Years After Nationalization. India Studies in Business and Economics. Springer, Singapore. https://doi.org/10.1007/978-981-15-4435-4_10
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DOI: https://doi.org/10.1007/978-981-15-4435-4_10
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