Inclusive Enough for “Neglected 80 Percent”?—Small Business Loans by Large State-Owned Commercial Banks

  • Jiazhuo G. WangEmail author
  • Juan Yang


As the book title indicates, this is a book discussing alternative financing methods for SMEs that are unable to obtain traditional loans from state-owned commercial banks. However, as discussed previously, the lack of funding for SMEs in the first place actually originated from decades of large state-owned commercial bank being more or less the only financial institutions that were allowed to legally provide bank loans in the market, and their tendency to focus their services on large state-owned enterprises.


Commercial Bank Trade Credit Small Business Loan Real Estate Property Borrowing Firm 
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  1. Wang, Jiazhuo G., and Juan Yang. 2014. Who gets funds from China’s capital market? SpringerGoogle Scholar

Copyright information

© Springer Science+Business Media Singapore 2016

Authors and Affiliations

  1. 1.School of Business, College of Staten IslandCity University of New YorkStaten Island, New YorkUSA
  2. 2.HSBC Business SchoolPeking UniversityShenzhenChina

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