Funding for “The Leftover Eighty Percent”—Micro and Small Loans for SMEs

  • Jiazhuo G. WangEmail author
  • Juan Yang


When Dr. Muhammad Yunus and his organization, the Grameen Bank in Bangladesh, jointly received the Nobel Peace Prize in 2006, Dr. Yunus stunned the world with his trailblazing efforts to issue micro loans to the “poorest of the poor.” The countries which the Grameen Bank serviced have millions of underfinanced firms and individuals that have been categorized as the “least creditable” borrowers, ones that need funding desperately but would never have been able to obtain loans from traditional commercial banks.


Financial Institution Default Rate Credit Score Loan Market Small Business Administration 
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  1. Guo, L. 2013. Compliance risk of microloan firms: A Shangdong Case. Business Manager 6.Google Scholar

Copyright information

© Springer Science+Business Media Singapore 2016

Authors and Affiliations

  1. 1.School of Business, College of Staten IslandCity University of New YorkStaten Island, New YorkUSA
  2. 2.HSBC Business SchoolPeking UniversityShenzhenChina

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