Abstract
French insurers enjoy relative freedom as far as premium rating is concerned. They are free to devise their own rates (tariff structure and premium level), provided they obey guidelines imposed by the Ministère de l’Economie, des Finances et du Budget. The bonus-malus system is laid down, and it is specified that the computation of the basic premium shall use the following criteria: characteristics of the car, geographical area, use of the car, and annual mileage. Approval has to be obtained for the use of other criteria.
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© 1985 Springer Science+Business Media New York
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Lemaire, J. (1985). Europe. In: Automobile Insurance. Huebner International Series on Risk, Insurance and Economic Security, vol 4. Springer, Dordrecht. https://doi.org/10.1007/978-94-015-7708-3_2
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DOI: https://doi.org/10.1007/978-94-015-7708-3_2
Publisher Name: Springer, Dordrecht
Print ISBN: 978-90-481-5814-0
Online ISBN: 978-94-015-7708-3
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