Quantitative Phase: Identification of Factors Affecting and Discriminating Sustainability

Part of the India Studies in Business and Economics book series (ISBE)


A three-phased sequential explanatory mixed-methods research framework is designed to conduct the research investigation presented in this book. The first phase of this design, which is quantitative in nature, is presented in this chapter. This quantitative phase is pursued to accomplish the first and second objectives of the study, which aims to identify the determinant and discriminant factors for the sustainability of Indian Microfinance Institutions (MFIs). Identifying these factors is pertinent, as it calls for managerial attention from any Indian MFI aiming to augment its sustainability. Therefore to fulfill these objectives, the author undertakes a quantitative analysis on the data sourced from 50 Indian MFIs. Regression and discriminant analysis techniques are used to conduct this analysis. The results of this analysis depict, Growth Factor, Portfolio Risk Factor, Development Factor and Institutional Factor as the significant factors affecting the Operational Self-sustainability (OSS) of Indian MFIs and Cost Efficiency Factor as the factor discriminating its OSS status. Thus at the end of this chapter, the author narrows done to five significant factors that determine and discriminate the OSS status of Indian MFIs.


Discriminant Analysis Discriminant Function Proxy Variable Quantitative Phase Loan Portfolio 
These keywords were added by machine and not by the authors. This process is experimental and the keywords may be updated as the learning algorithm improves.


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Copyright information

© Springer India 2014

Authors and Affiliations

  1. 1.School of Management & Labour StudiesTata Institute of Social Sciences Centre for Social EntrepreneurshipMumbaiIndia

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