Abstract
Nowadays, many bank cards are smart cards (i.e. integrated-circuit cards) based on the EMV specifications for payment systems. This paper specifies how biometric on-card verification can be integrated into EMV debit and credit cards in a backwards-compatible way. The biometric verification does not change the EMV transaction flow outside the cardholder-verification step. The proposed payment system has been prototyped using Java cards and an applet for handwritten signature on-card verification.
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Henniger, O., Nikolov, D. (2013). Extending EMV Payment Smart Cards with Biometric On-Card Verification. In: Fischer-Hübner, S., de Leeuw, E., Mitchell, C. (eds) Policies and Research in Identity Management. IDMAN 2013. IFIP Advances in Information and Communication Technology, vol 396. Springer, Berlin, Heidelberg. https://doi.org/10.1007/978-3-642-37282-7_12
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DOI: https://doi.org/10.1007/978-3-642-37282-7_12
Publisher Name: Springer, Berlin, Heidelberg
Print ISBN: 978-3-642-37281-0
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