Analysis of Sustainability of Basic Endowment Insurance for New-Person Based on Actuarial Model

  • Lili NingEmail author
  • Tianyang Lv
  • Shaobin Huang
  • Haiyan Chang
Part of the Lecture Notes in Electrical Engineering book series (LNEE, volume 126)


The sustainability of basic endowment insurance is important for people’s livelihood. Because of the fragmentation and the implicit debt, analysis of the sustainability encounters great challenge. Previous researches are usually based on the assumptions that are quite different from the reality. Thus, the results of these researches are questionable. In this paper, we focus on analyzing the sustainability of “the new person” based on the national post paper [2005] No.38 and the practice to propose actuarial model of “the new person”. It shows that the sustainability is dangerous even if no implicit debt is taken into consideration, which is also verified by real data of city A.


Income Ratio Actuarial Model Insurance Remuneration Individual Fund Basic Pension 
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Copyright information

© Springer-Verlag GmbH Berlin Heidelberg 2012

Authors and Affiliations

  • Lili Ning
    • 1
    Email author
  • Tianyang Lv
    • 1
  • Shaobin Huang
    • 1
  • Haiyan Chang
    • 1
  1. 1.College of Computer Science and TechnologyHarbin Engineering UniversityHarbinChina

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