Electronic Payment Use and Legal Protection

  • Echo Huang
  • Fachang Chen
Part of the Communications in Computer and Information Science book series (CCIS, volume 194)


This study examines why consumers accept and continue to use e-payment for online purchase, specifically, the relationship between their perceived benefits, legal protection, risk avoidance, and satisfaction with prior experiences. The analytical results presented in this study indicate that beliefs (benefits, legal protection and risk allocation) differentially affect e-payment use behavior. Notably, consumer beliefs and confirmation affect satisfaction with e-payment use and continuance intention. Finally the practical and theoretical implications of this study are discussed.


e-Payment Use Perceived Risk Perceived Benefits Perceived Legal Protection Risks Allocation 


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Copyright information

© Springer-Verlag Berlin Heidelberg 2011

Authors and Affiliations

  • Echo Huang
    • 1
  • Fachang Chen
    • 2
  1. 1.Department of Information ManagementNational Kaohsiung First University of Sci. & Tech.Taiwan, ROC
  2. 2.Graduate Institute of Science and Technology LawNational Kaohsiung First University of Sci. & Tech.Taiwan, ROC

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