Skip to main content

Consumer Credit Risk Research Based on Our Macroeconomic Environment

  • Conference paper
  • First Online:
Quantitative Financial Risk Management

Part of the book series: Computational Risk Management ((Comp. Risk Mgmt,volume 1))

  • 3554 Accesses

Abstract

As the important factor that our country’s sustained economic growth relies on in future, the consumer credit will play an important role in the stage of the economic transition. However, because of many uncertain factors in the macroeconomic environment, the development situation of the consumer credit is not optimistic. Therefore this paper empirically analyses the influences of the macroeconomic factors on the consumer credit, after studying the present situation of our country’s consumer finance development, thus pertinently puts forward some related suggestions.

This is a preview of subscription content, log in via an institution to check access.

Access this chapter

Chapter
USD 29.95
Price excludes VAT (USA)
  • Available as PDF
  • Read on any device
  • Instant download
  • Own it forever
eBook
USD 129.00
Price excludes VAT (USA)
  • Available as EPUB and PDF
  • Read on any device
  • Instant download
  • Own it forever
Softcover Book
USD 169.99
Price excludes VAT (USA)
  • Compact, lightweight edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info
Hardcover Book
USD 169.99
Price excludes VAT (USA)
  • Durable hardcover edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info

Tax calculation will be finalised at checkout

Purchases are for personal use only

Institutional subscriptions

References

  • Huaqin X (2006) The analysis on the factors restricting our consumer credit development and the countermeasures. Nanjing University of Aeronautics and Astronautics.

    Google Scholar 

  • Yunfeng W (2008) The difficulties and countermeasures on the development of our individual consumer credit. Fudan University.

    Google Scholar 

Download references

Author information

Authors and Affiliations

Authors

Corresponding author

Correspondence to Zhu Ning .

Editor information

Editors and Affiliations

Rights and permissions

Reprints and permissions

Copyright information

© 2011 Springer-Verlag Berlin Heidelberg

About this paper

Cite this paper

Ning, Z., Qiongyao, S. (2011). Consumer Credit Risk Research Based on Our Macroeconomic Environment. In: Wu, D. (eds) Quantitative Financial Risk Management. Computational Risk Management, vol 1. Springer, Berlin, Heidelberg. https://doi.org/10.1007/978-3-642-19339-2_15

Download citation

Publish with us

Policies and ethics