Finding the Lenders of Bad Credit Score Based on the Classification Method

  • Haifeng Li
  • Yuejin Zhang
Conference paper
Part of the Springer Proceedings in Business and Economics book series (SPBE)


The online P2P lending is a creative and useful finance way for tiny enterprises who can conduct by the internet. To exclude the risk of this method, we make a study on predicting the potential lenders that may have a bad credit score. We use a classification method to perform this detection. Our experimental results show that this method can achieve a high precision.


Trust model Credit score Classification P2P 



This research is supported by National Natural Science Foundation of China (61100112, 61309030), Beijing Higher Education Young Elite Teacher Project (YETP0987), Key project of National Social Science Foundation of China(13AXW010).


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Copyright information

© Springer International Publishing AG, part of Springer Nature 2018

Authors and Affiliations

  1. 1.School of Information, Central University of Finance and EconomicsBeijingChina

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