An Analysis of Selected Correlations Between Microenterprises’ Financing and Its Characteristics. A Case Study

  • Maciej SzmitEmail author
  • Anna Szmit
  • Magdalena Dąbkowska
  • Dominika Lisiak-Felicka
Conference paper
Part of the Advances in Intelligent Systems and Computing book series (AISC, volume 657)


The article is devoted to analysis of several aspects of financing methods of microenterprises created under the Human Capital Operational Programme in the Fundacja Inkubator – a non-profit foundation form Lodz, one of beneficiates of the Human Capital Operational Programme in Lodz region. The issues concerning micro entrepreneurs’ preferences of financing methods, importance of particular factors associated with external financing selection, problems with getting financial support and their statistical correlation with firms’ characteristics and survivability were analyzed. The analysis was based on the data from a Computer Aided Web Interview (CAWI) survey, which was conducted among the participants of several projects, realized by the Fundacja Inkubator. The survey covered 146 microenterprises out of more than 400 firms created in 13 projects completed between years 2008 and 2015 under Measure 6.2 Support and promotion of entrepreneurship and self-employment and Submeasure 8.1.2. Support for adaptation and modernization processes in regions under the Human Capital Operational Programme.


Human Capital Operational Programme B-N_X_K aggregate Microenterprises’ survivability 


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Copyright information

© Springer International Publishing AG 2018

Authors and Affiliations

  1. 1.IBM GSDCWroclawPoland
  2. 2.Department of ManagementLodz University of TechnologyLodzPoland
  3. 3.Department of Finance and Strategic ManagementUniversity of LodzLodzPoland
  4. 4.Department of Computer Science in EconomicsUniversity of LodzLodzPoland

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