Allen, F., & Gale, D. (2000). Comparing financial systems. Cambridge, MA: MIT Press.
Allen, F., & Gale, D. (2004). Competition and financial stability. Journal of Money, Credit and Banking, 36(2), 453–480.
Arellano, M., & Bond, S. (1991). Some tests of specification for panel data: Monte Carlo evidence and an application to employment equations. Review of Economic Studies, 58, 277–297.
Beatty, A., & Liao, S. (2011). Do delays in expected loss recognition affect banks’ willingness to lend? Journal of Accounting and Economics, 52, 1–20.
Beatty, A., & Liao, S. (2014). Financial accounting in the banking industry: A review of the empirical literature. Journal of Accounting and Economics, 58, 339–383.
Beck, T. (2008). Bank competition and financial stability: Friends or foes? Policy research working paper series, 4656, The World Bank.
Beck, T., De Jonghe, O., & Schepens, G. (2013). Bank competition and stability: Cross-country heterogeneity. Journal of Financial Intermediation, 22, 218–244.
Beck, T., Demirgüç-Kunt, A., & Levine, R. (2006). Bank concentration, competition, and crises: First results. Journal of Banking & Finance, 30, 1581–1603.
Beck, T., Demirgüç-Kunt, A., & Maksimovic, V. (2004). Bank competition and access to finance: International evidence. Journal of Money, Credit and Banking, 36(3), 627–648.
Berger, A. N., Klapper, L. F., & Turk-Ariss, R. (2009). Bank competition and financial stability. Journal of Financial Services Research, 35, 99–118.
Bernanke, B., & Blinder, A. S. (1992). The federal fund rate and the channels of monetary transmission. The American Economic Review, 82, 901–921.
Bernanke, B., & Gertler, M. (1995). Inside the black box: The credit channel of monetary policy transmission. Journal of Economic Perspectives, 9, 27–48.
Bernanke, B. S., & Lown, C. S. (1991). The credit crunch. Brookings Papers on Economic Activity, 2, 205–248.
Berrospide, J. M., & Edge, R. M. (2010). The effects of bank capital on lending: What do we know? And what does it mean? International Journal of Central Banking, December, 2010, 5–54.
Besanko, D., & Thakor, A. (1993). Relationship banking, deposit insurance and bank portfolio choice. In C. Mayer & X. Vives (Eds.), Capital markets and financial intermediation. Cambridge: Cambridge University Press.
Bikker, J. A., & Metzemakers, P. A. J. (2005). Bank provisioning behavior and procyclicality. Journal of International Financial Markets, Institutions and Money, 15, 141–157.
Blaes, B. (2011). Bank-related loan supply factors during the crisis: An analysis based on the German bank lending survey. Discussion paper series 1: Economic studies, 31.
Blundell, R., & Bond, S. (1998). Initial conditions and moment restrictions in dynamic panel data model. Journal of Econometrics, 87, 115–143.
Borio, C., & Zhu, V. H. (2012). Capital regulation, risk-taking, and monetary policy: A missing link in the transmission mechanism? Journal of Financial Stability, 8, 236–251.
Bouvatier, V., Lopez-Villavicencio, A., & Mignon, V. (2012). Does the banking structure matter for credit procyclicality. Economic Modelling, 29, 1035–1044.
Boyd, J. H., & De Nicoló, G. (2005). The theory of bank risk taking and competition revisited. Journal of Finance, 60, 1329–1343.
Boyd, J. H., De Nicoló, G., & Jalal, A. (2006). Bank risk taking and competition: New theory, new empirics. IMF working paper, 06/297.
Boyd, J.H., De Nicoló, G., & Jalal, A. (2009). Bank competition, risk and asset allocation. IMF working papers, WP/09/13.
Bretschger L., Kappel V., Werner T. (2012) Market concentration and the likelihood of financial crises. Journal of Banking and Finance 36(12), 3336–3345.
Bridges, J., Gregory, D., Nielsen, M., Pezzini, S., Radia A., & Spaltro M. (2014). The impact of capital requirements on bank lending. Bank of England working paper, No. 486.
Carletti, E., & Hartmann, P. (2003). Competition and financial stability. What’s special about banking? In P. Mizen (Ed.), Monetary history, exchange rates and financial markets: Essays in honor of Charles Goodhart, Vol. 2. Cheltenham: Edward Elgar.
Carlson, M., Shan, H., & Warusawitharana, M. (2013). Capital ratios and bank lending: A matched bank approach. Journal of Financial Intermediation, 22, 663–687.
Cetorelli, N., & Peretto, P.F. (2000). Oligopoly banking and capital accumulation. Federal Reserve Bank of Chicago working paper, No. 2000-12.
Cetorelli, Nicola, and Michele Gambera( 2001). “Banking Market Structure, Financial Dependence and Growth: International Evidence from Industry Data.” Journal of Finance 56, 617-648.
Chinn, M. D., & Ito, H. (2008). A new measure of financial openness. Journal of Comparative Policy Analysis, 10(3), 309–322.
Cipollini A., Fiordelisi F. (2012) Economic value, competition and financial distress in the European banking system, Journal of Banking & Finance 36, 3101–3109.
Čihák, M., Demirgüç-Kunt, A., Feyen, E., & Levine, R. (2012). Benchmarking financial systems Around the world. World Bank Policy Research working paper, 6175.
Claessens, S., Ghosh, S.R., & Mihet, R. (2014). Macro-Prudential policies to mitigate financial system vulnerabilities. IMF working paper, WP/14/155.
De Nicoló, G., & Loukoianova, E. (2007). Bank ownership, market structure and risk. Unpublished manuscript.
De Nicoló, G., & Lucchetta, M. (2011). Bank competition and financial stability: A general equilibrium exposition. IMF working paper, WP/11/295.
De Nicoló, G., Bartholomew, P., Zaman, J., & Zephirin, M. (2004). Bank consolidation, internationalization and conglomeration: Trends and implications for financial risk. Financial Markets, Institutions and Instruments, 13, 173–217.
Demirgüç-Kunt, A., Laeven, L., & Levine, R. (2004). Regulations, market structure, institutions, and the cost of financial intermediation. Journal of Money, Credit and Banking, 36(3), 593–622.
Dick, A. (2006). Nationwide branching and its impact on market structure, quality and bank performance. Journal of Business, 79, 567–592.
Dinç, S. I. (2000). Bank reputation, bank commitment, and the effects of competition in credit markets. Review of Financial Studies, 13, 781–812.
Duwendag, D., Ketterer, K. H., Kösters, W., Pohl, R., & Simmert, D. B. (1996). Teoria pieniądza i polityka pieniężna. Warszawa: Poltext.
Fang, Y., Hasan, I., & Li, L. (2014). Banking reform, risk-taking, and earnings quality – Evidence from transition countries. BOFIT discussion papers, 19.
Farinha, L., & Marques, C.R. (2001). The bank lending channel of monetary policy: Identification and estimation using Portuguese Micro Bank Data. ECB working paper, No. 102.
Foos, D., Norden, L., & Weber, M. (2010). Loan growth and riskiness of banks. Journal of Banking & Finance, 34, 2929–2940.
Fu et al. (2014), Fu X. (M.), Lin Y. (R.) and Molyneux P. (2014) Bank competition and financial stability in Asia Pacific, Journal of Banking and Finance 38, 64–77.
Gambacorta, L., Marqués-Ibáñez D. (2011). The bank lending channel. Lessons from the crisis. ECB w orking paper series, No. 1335.
Gertler, M., & Gilchrist, S. (1994). Monetary policy, business cycles, and the behavior of small manufacturing firms. The Quarterly Journal of Economics, 109(2).
Gilchrist, S.G., Zakrajsek, E. (1995). The importance of credit for macroeconomic activity: Identification through heterogeneity. Federal Reserve Bank of Boston conference series, No. 39.
Guzman, M. G. (2000). Bank structure, capital accumulation and growth: A simple macroeconomic model. Economic Theory, 16, 421–455.
Hancock, D., & Wilcox, J. A. (1994a). Bank capital and the credit crunch: The roles of risk-weighted and unweighted capital regulation. Journal of the American Real Estate and Urban Economics Association, 22, 59–94.
Hancock, D., & Wilcox, J. A. (1994b). Bank capital, loan delinquencies, and real estate lending. Journal of Housing Economics, 3, 121–146.
Hancock, D., & Wilcox, J. A. (1997). Bank capital, non-bank finance, and real estate activity. Journal of Housing Research, 8, 75–105.
Hancock, D., & Wilcox, J. A. (1998). The “credit crunch” and the availability of credit to small business. Journal of Banking and Finance, 22(6–8), 983–1014.
Hellmann, T., Murdock, K., & Stiglitz, J. (2000). Liberalization, moral hazard in banking and prudential regulation: Are capital requirements enough? The American Economic Review, 90, 147–165.
Jackson, P., Furfine, C., Groeneveld, H., Hancock, D., Jones, D., Perraudin, W., Radecki L., Yoneyama, M., 1999. Capital Requirements and Bank Behaviour: The Impact of The Basle Accord. Basle: Bank for International Settlements.
Jimenez, G., Lopez, J., & Salas, J.S. (2010). How competition impacts bank risk taking. Banco de Espana working paper, 1005.
Kamerschen, D. R., McKenzie, R. B., & Nardinelli, C. (1993). Ekonomia. Gdańsk: Fundacja gospodarcza NSZZ „Solidarność”.
Kashyap, A. K., Stein, J. C., & Wilcox, D. W. (1993). Monetary policy and credit conditions: Evidence from the composition of external finance. The American Economic Review, 83, 78–98.
Keeley, M. C. (1990). Deposit insurance, risk and market power in banking. The American Economic Review, No., 80, 1183–1200.
King, S. R. (1986). Monetary transmission: Through bank loans or bank liabilities?, Journal of Money, Credit and Banking, 18(3).
Labonne, C., & Lame, G. (2014). Credit growth and bank capital requirements: Binding or not? Working paper.
Lee, L.H., Chiang, Y.Y. (2012). Loan market competition and bank stability – A re-examination of banking competition and risk taking. Working paper, National Chengchi University.
Liu, H., Molyneux, P., & Wilson, J.O.S. (2010). Competition and stability in European Banking – A regional analysis. Bangor Business School working paper, BBSWP/10/019.
Marcus, A. J. (1984). Deregulation and bank policy. Journal of Banking and Finance, 8, 557–565.
Marquez, R. (2002). Competition, adverse selection, and information dispersion in the banking industry. The Review of Financial Studies, 15, 265–301.
Martinez-Miera, D., & Repullo, R. (2010). Does competition reduce the risk of bank failure? Review of Financial Studies, 23(10), 3638–3664.
Mirzaei, A., Moore, T., & Liu, G. (2013). Does market structure matter on banks’ profitability and stability? Emerging versus advanced economies. Journal of Banking & Finance, 37, 2920–2937.
Mishkin, F.S. (1996). The channels of monetary transmission: Lessons for monetary policy, NBER working paper series, No. 5464.
Muth, J. F. (1961). Rational expectations and the theory of price movements. Econometrica, 29(3), 315–335.
Norden, L., Soian, A. (2013). Bank earnings management through loan-loss provisions: A double edged sword? De Nederlandsche Bank NV working paper, No. 404.
Noth, F. (2011). Banking competition and real sector stability: Does the risk shifting channel exist? Frankfurt: Goethe University.
Oliner, S.D., Rudebusch, G.D. (1996). Is there a broad credit channel for monetary policy?. Federal Reserve Bank of San Francisco Economic Review, 1.
Olszak, M., Pipień, M., Kowalska, I., & Roszkowska, S. (2014). The effects of capital on bank lending of large EU Banks? – The role of procyclicality, income smoothing, regulations and supervision. Faculty of Management working paper series, 5.
Olszak, M., Pipień, M., & Roszkowska, S. (2016). The impact of capital ratio on lending of EU banks – The role of bank specialization and capitalization. Quarterly Journal of Economics and Economic Policy, 11(1), 43–59.
Pagano, M. (1993). Financial markets and growth. An overview. European Economic Review, 37, 613–622.
Peek, J., & Rosengren, E. (1995). The capital crunch: Neither a borrower nor a lender be. Journal of Money, Credit, and Banking, 27, 625–638.
Petersen, M. A., & Rajan, R. (1995). The effect of credit market competition on lending relationships. Quarterly Journal of Economics, 110, 407–443.
Ramey, V. (1993). How important is the credit channel for the transmission of monetary policy?, NBER working paper, No. 4285.
Repullo, R. (2004). Capital requirements, market power, and risk-taking in banking. Journal of Financial Intermediation, 13, 156–182.
Roodman, D. (2009). Practitioners corner: A note on the theme of too many instruments. Oxford Bulletin of Economics and Statistics, 71, 135–156.
Salas, V., & Saurina, J. (2003). Deregulation, market power and risk behavior in Spanish banks. European Economic Review, 47, 1061–1075.
Schaeck, K., Cihák, M. (2010). Competition, efficiency and soundness in banking: An industrial organization perspective. Tilburg University European Banking Center discussion paper.
Schaeck, K., Cihák, M., & Wolfe, S. (2009). Are competitive banking systems more stable? Journal of Money, Credit, and Banking, 41, 711–734.
Stiglitz, J., & Weiss, A. (1981). Credit rationing with imperfect information. American Economic Review, 71, 393–410.
Tabak, B. M., Fazio, D., & Cajueiro, D. O. (2012). The relationship between banking market competition and risk-taking: Do size and capitalization matter? Journal of Banking and Finance, 36(12), 3366–3381.
Turk-Ariss, R. (2010). On the implications of market power in banking: Evidence from developing countries. Journal of Banking and Finance, 34(4), 765–775.
Uhde, A., & Heimeshoff, U. (2009). Consolidation in banking and financial stability in Europe: Empirical evidence. Journal of Banking and Finance, 33, 1299–1311.