No, we are not going to instruct you on how to spend your pittance of a paycheck. Nonetheless, your resident’s pay will place you in the middle class of all American taxpayers. A few suggestions taken seriously now just may ease your way through the financial jungle you are bound to have, when you are in a better monetary situation. You will find some of the topics in this chapter very current. Others should be kept in the back of your mind, to use when the occasion arises.