Skip to main content

AI-Enabled Automation Solution for Utilization Management in Healthcare Insurance

  • Conference paper
  • First Online:
Intelligent Systems and Machine Learning (ICISML 2022)

Abstract

As businesses advance toward digitalization by automating an increasing number of procedures, unstructured forms of text in documents present new challenges. Most organizational data is unstructured, and this phenomenon is on the rise. Businesses like healthcare and insurance are embracing business process automation and making considerable progress along the entire value chain. Artificial intelligence (AI) algorithms that help in decision-making, connect information, interpret data, and apply the insights gained to rethink how to make better judgments are necessary for business process automation.

A healthcare procedure called Prior Authorization (PA) could be made better with the help of AI. PA is an essential administrative process that is a component of their utilization management systems, and as a condition of coverage, insurers require providers to obtain preapproval for the provision of a service or prescription. The processing of insurance claim documents can be facilitated using Natural Language Processing (NLP). This paper describes the migration of manual procedures to AI-based solutions in order to accelerate the process. The use of text similarity in systems for information retrieval, question-answering, and other purposes has attracted significant research. This paper suggests using a universal sentence encoder, a more focused strategy, to handle health insurance claims. By extracting text features, including semantic analysis with sentence embedding, the context of the document may be determined. The outcome would have a variety of possible advantages for members, providers, and insurers. AI models for the PA process are seen as promising due to their accuracy and speed of execution.

This is a preview of subscription content, log in via an institution to check access.

Access this chapter

Chapter
USD 29.95
Price excludes VAT (USA)
  • Available as PDF
  • Read on any device
  • Instant download
  • Own it forever
eBook
USD 69.99
Price excludes VAT (USA)
  • Available as EPUB and PDF
  • Read on any device
  • Instant download
  • Own it forever
Softcover Book
USD 89.99
Price excludes VAT (USA)
  • Compact, lightweight edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info

Tax calculation will be finalised at checkout

Purchases are for personal use only

Institutional subscriptions

References

  1. Wickizer, T.M., Lessler, D.: Utilization management: Issues, effects, and future prospects. Annu. Rev. Public Health 23, 233–254 (2002). https://doi.org/10.1146/ANNUREV.PUBLHEALTH.23.100901.140529

    Article  Google Scholar 

  2. AI ushers in next-gen prior authorization in healthcare | McKinsey | McKinsey. https://www.mckinsey.com/industries/healthcare-systems-and-services/our-insights/ai-ushers-in-next-gen-prior-authorization-in-healthcare. Accessed 10 Aug 2022

  3. American Medical Association. Prior Authorization Physician Survey Update | AMA (2022). https://www.ama-assn.org/system/files/prior. Accessed 10 Aug 2022

  4. Ngai, E.W.T., Hu, Y., Wong, Y.H., Chen, Y., Sun, X.: The application of data mining techniques in financial fraud detection: a classification framework and an academic review of literature. Decis. Support Syst. 50(3), 559–569 (2011). https://doi.org/10.1016/J.DSS.2010.08.006

    Article  Google Scholar 

  5. Lam, J., Chen, Y., Zulkernine, F., Dahan, S.: Detection of similar legal cases on personal injury. In: IEEE International Conference Data Mining Workshops (ICDMW), pp. 639–646 (2021). https://doi.org/10.1109/ICDMW53433.2021.00084

  6. Kumar, M., Ghani, R., Mei, Z.S.: Data mining to predict and prevent errors in health insurance claims processing. In: Proceedings of the ACM SIGKDD International Conference Knowledge Discovery and Data Mining, pp. 65–73 (2010). https://doi.org/10.1145/1835804.1835816

  7. Blei, D.M., Ng, A.Y., Jordan, M.I.: Latent dirichlet allocation. J. Mach. Learn. Res. 3, 993–1022 (2003)

    MATH  Google Scholar 

  8. Mikolov, T., Chen, K., Corrado, G., Dean, J.: Efficient estimation of word representations in vector space (2013). arXiv:1301.3781. https://arxiv.org/abs/1301.3781. Accessed 10 Aug 2022.

  9. Le, Q., Mikolov, T.: Distributed representations of sentences and documents. In: International Conference on Machine Learning. http://proceedings.mlr.press/v32/le14.html?ref=https://githubhelp.com. Accessed 10 Aug 2022

    Google Scholar 

  10. Mandal, A., Chaki, R., Saha, S., Ghosh, K., Pal, A., Ghosh, S.: Measuring similarity among legal court case documents. ACM International Conference Proceeding Series, pp. 1–9, (2017). https://doi.org/10.1145/3140107.3140119

  11. Xia, C., He, T., Li, W., Qin, Z., Zou, Z.: Similarity analysis of law documents based on Word2vec. In: Proceedings Companion 19th IEEE International Conference Software Quality Reliability and Security QRS-C 2019, pp. 354–357 (2019). https://doi.org/10.1109/QRS-C.2019.00072

  12. Thenmozhi, D., Kannan, K., Aravindan, C.: A text similarity approach for precedence retrieval from legal documents. In: FIRE (Working Notes) (2017). http://ceur-ws.org/Vol-2036/T3-9.pdf. Accessed 10 Aug 2022

  13. Pennington, J., Socher, R., Manning, C.D.: GloVe: global vectors for word representation. http://nlp/. Accessed 15 Aug 2022

    Google Scholar 

  14. Cer, D., et al.: Universal sentence encoder. In: AAAI, pp. 16026–16028 (2018). https://doi.org/10.48550/arxiv.1803.11175

  15. Zhi, X., Yuexin, S., Jin, M., Lujie, Z., Zijian, D.: Research on the Pearson correlation coefficient evaluation method of analog signal in the process of unit peak load regulation

    Google Scholar 

Download references

Author information

Authors and Affiliations

Authors

Corresponding author

Correspondence to Gaurav Karki .

Editor information

Editors and Affiliations

Rights and permissions

Reprints and permissions

Copyright information

© 2023 ICST Institute for Computer Sciences, Social Informatics and Telecommunications Engineering

About this paper

Check for updates. Verify currency and authenticity via CrossMark

Cite this paper

Karki, G., Simha, J.B., Agarwal, R. (2023). AI-Enabled Automation Solution for Utilization Management in Healthcare Insurance. In: Nandan Mohanty, S., Garcia Diaz, V., Satish Kumar, G.A.E. (eds) Intelligent Systems and Machine Learning. ICISML 2022. Lecture Notes of the Institute for Computer Sciences, Social Informatics and Telecommunications Engineering, vol 471. Springer, Cham. https://doi.org/10.1007/978-3-031-35081-8_24

Download citation

  • DOI: https://doi.org/10.1007/978-3-031-35081-8_24

  • Published:

  • Publisher Name: Springer, Cham

  • Print ISBN: 978-3-031-35080-1

  • Online ISBN: 978-3-031-35081-8

  • eBook Packages: Computer ScienceComputer Science (R0)

Publish with us

Policies and ethics