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The Impact of Digital Banking on the Bank Operation and Financial Performance

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Innovation of Businesses, and Digitalization during Covid-19 Pandemic (ICBT 2021)

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Abstract

In this chapter, the researcher explored the available literature about the two variables of the study which are digital banking as the independent variable and bank performance as the dependent variable. Previous research indicates that though digital banking is a new trend in the world of banking, it has been a significant issue and due attention is given to it since it significantly contributes to enhancing the image of the banks as well as satisfying the changing requirements of the consumers. Though bank performance can be measured by different indicators, prior research ensure that operational performance and financial performance are the most outstanding. The relationship between applying digital banking and improving bank performance has been proved in many of the studies that were reviewed while a few proved there was no relationship.

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Isa, A.A., Hamdan, A., Alareeni, B. (2023). The Impact of Digital Banking on the Bank Operation and Financial Performance. In: Alareeni, B., Hamdan, A. (eds) Innovation of Businesses, and Digitalization during Covid-19 Pandemic. ICBT 2021. Lecture Notes in Networks and Systems, vol 488. Springer, Cham. https://doi.org/10.1007/978-3-031-08090-6_26

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  • DOI: https://doi.org/10.1007/978-3-031-08090-6_26

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  • Publisher Name: Springer, Cham

  • Print ISBN: 978-3-031-08089-0

  • Online ISBN: 978-3-031-08090-6

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