Abstract
With the continuous development of China's economy, Internet technology has been integrated into daily work, study, and various industries. The integration of Internet technology and the financial industry will bring about the innovation and development of Internet finance. Internet finance is the application of Internet technology in financial services. The improvement of Internet financial security is the basis for the healthy and orderly development of the financial industry and an important part of the national informatization construction. However, there are also great risks in Internet finance. Starting from the development of Internet finance, this paper analyzes the risk transmission path of third-party payment, P2P, and crowdfunding in Internet finance. It analyzes the risk transmission mechanism of Internet finance by using the bank run model and game theory. Finally, it explores the prevention and control measures of liquidity risks of Internet finance in China from the aspects of strengthening network security supervision measures, perfecting laws and regulations, and perfecting the social credit system.
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Acknowledgments
This work was supported by the grants of 2017 National Social Science Foundation of China (No. 17BJY119).
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Zhao, N., Yao, F. (2022). The Transmission and Preventive Measures of Internet Financial Risk. In: Hassanien, A.E., Xu, Y., Zhao, Z., Mohammed, S., Fan, Z. (eds) Business Intelligence and Information Technology. BIIT 2021. Lecture Notes on Data Engineering and Communications Technologies, vol 107. Springer, Cham. https://doi.org/10.1007/978-3-030-92632-8_58
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DOI: https://doi.org/10.1007/978-3-030-92632-8_58
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Online ISBN: 978-3-030-92632-8
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