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Internet Financial Innovation Under the Background of Big Data

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2021 International Conference on Applications and Techniques in Cyber Intelligence (ATCI 2021)

Part of the book series: Advances in Intelligent Systems and Computing ((AISC,volume 1398))

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Abstract

With the rapid development of Internet technology, modern finance gradually integrates the advantages of Internet technology development, and becomes an innovative form different from traditional financial development. Taking Yuncheng Construction Bank as a case, this paper analyzes the development of Internet finance of China Construction Bank, and studies the realization and optimization of innovative business under the influence of Internet finance. Through the investigation and analysis, CCB's online transaction quota accounts for 16.7% of all the major banks in China, the total fund balance is 33.557 billion yuan, and the average daily general deposit balance is 26.585 billion yuan. The volume meets the innovation demand. At the same time, the countermeasures are formulated for the development of the bank's Internet financial innovation business in the future.

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Author information

Authors and Affiliations

  1. Chengdu Polytechnic, Chengdu, 610041, Sichuan, China

    Na Pu

Authors
  1. Na Pu
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Editor information

Editors and Affiliations

  1. Faculty of Science, Engineering and Buil, Deakin University, Geelong, VIC, Australia

    Jemal Abawajy

  2. School of Computer Engineering and Sciences, Shanghai University, Shanghai, China

    Zheng Xu

  3. School of Computer Science, University of Oklahoma, Norman, OK, USA

    Mohammed Atiquzzaman

  4. Department of Information Systems and Cyber Security, University of Texas at San Antonio, San Antonio, TX, USA

    Xiaolu Zhang

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Pu, N. (2021). Internet Financial Innovation Under the Background of Big Data. In: Abawajy, J., Xu, Z., Atiquzzaman, M., Zhang, X. (eds) 2021 International Conference on Applications and Techniques in Cyber Intelligence. ATCI 2021. Advances in Intelligent Systems and Computing, vol 1398. Springer, Cham. https://doi.org/10.1007/978-3-030-79200-8_139

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