Abstract
To provide a more complete picture of ERM in the insurance field, encompassing all the phases of the RM process, we propose a simple case study: the development and the launch of special-rate life annuity products.
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Notes
- 1.
Stage-Gate® is a registered trademark of Stage-Gate Inc. (www.stage-gate.com).
- 2.
See Cooper (2001).
- 3.
See, for example, Cooper (2008, 2010).
- 4.
What follows is mainly based on the classifications proposed by Rinke (2002). Differences in terminology can however be detected. In particular, the expression “enhanced annuity” is used, in that paper, as a synonym for underwritten or special-rate life annuity.
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Pitacco, E. (2020). ERM and QRM in Product Development: An Example. In: ERM and QRM in Life Insurance. Springer Actuarial(). Springer, Cham. https://doi.org/10.1007/978-3-030-49852-8_9
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DOI: https://doi.org/10.1007/978-3-030-49852-8_9
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