Secure, Transparent and Uniform Mobile Money for Internet-Underserved Areas Using Sporadically-Synchronized Blockchain

Conference paper
Part of the Lecture Notes of the Institute for Computer Sciences, Social Informatics and Telecommunications Engineering book series (LNICST, volume 275)


This position paper presents the design and outline of the implementation of a mobile money scheme that adapts to the realities of Internet-underserved Areas while exploiting the benefits of Internet protocols. In particular, we implement security and transparency in mobile money transactions using a lightweight permissioned Blockchain infrastructure. Nevertheless, due to network latency and potential connectivity issues, the design of the platform accepts semi-offline transactions: it leverages USSD, a 2nd Generation mobile protocol, only as a back-up channel to force writing of offline transactions to the permissioned ledger and ensure smooth synchronization of the blockchain.


Mobile money Blockchain ICT4D Internet-underserved areas 


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Copyright information

© ICST Institute for Computer Sciences, Social Informatics and Telecommunications Engineering 2019

Authors and Affiliations

  1. 1.SnT, University of LuxembourgLuxembourg CityLuxembourg
  2. 2.Université Ouaga I Pr. Joseph Ki-ZerboOuagadougouBurkina Faso
  3. 3.Université Virtuelle du TchadN’DjamenaTchad

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