Abstract
Banks and other financial institutions must be economically and financially viable. To assess their financial and economic performance, several indicators are used. If a bank is not performing as compared to its peers, then it will not honour its financial obligations with its clients, depositors and creditors. Therefore, performance is a key indicator that must be monitored frequently as part of the financial stability assessment framework.
This chapter discusses the financial and economic performance metrics and shows the results of business models performance for banks and credit unions in Europe, US and Canada.
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Notes
- 1.
The two profitability indicators are computed with data on pre-tax income to ensure comparability across the many US tax jurisdictions, European countries and Canada, and with credit unions.
References
Ayadi, R. et al. (2016), “Banking Business Models Monitor 2015: Europe”, Montreal, International Research Centre On Cooperative Finance, HEC Montreal.
Ayadi, R. et al. (2017), “Bank and Credit Unions Business Models in the United States”, Montreal, International Research Centre On Cooperative Finance, HEC Montreal.
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Ayadi, R. (2019). Performance of Business Models. In: Banking Business Models. Palgrave Macmillan Studies in Banking and Financial Institutions. Palgrave Macmillan, Cham. https://doi.org/10.1007/978-3-030-02248-8_8
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DOI: https://doi.org/10.1007/978-3-030-02248-8_8
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Publisher Name: Palgrave Macmillan, Cham
Print ISBN: 978-3-030-02247-1
Online ISBN: 978-3-030-02248-8
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