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Consolidation in the banking industry: An antitrust perspective

  • Anthony V. Nanni
Part of the The New York University Salomon Center Series on Financial Markets and Institutions book series (SALO, volume 3)

Abstract

I am honored to participate in this panel, and welcome the opportunity to share with you the Antitrust Division’s perspective — or at least my thinking — on bank consolidation. As you might expect, I will focus on antitrust issues and the Division’s bank merger review program.

Keywords

Banking Industry Commercial Bank Market Area Bank Merger Commercial Loan 
These keywords were added by machine and not by the authors. This process is experimental and the keywords may be updated as the learning algorithm improves.

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Notes

  1. 1.
    I. However, if a proposed merger would result in a postmerger market share in excess of 35%, the Federal Reserve is likely to review the transaction further.Google Scholar
  2. 2.
    In preparing such a market share table, parties may estimate another institution’s commercial lending in a given market by multiplying the institution’s overall ratio of commercial loans to deposits by its deposits in the relevant market, if market-specific information regarding that institution is unavailable. Applicants should indicate which figures are actual and which are estimates.Google Scholar
  3. 3.
    This document is written for a situation in which only two institutions are involved. In a transaction in which more than two institutions are involved, treat each reference to “both” or “two” institutions as if it referred to two or more“ institutions.Google Scholar
  4. 4.
    Including their affiliates. All subsequent references to “institutions” include all affiliates.Google Scholar
  5. 5.
    This document is written for a situation in which only two institutions are involved. In a transaction in which more than two institutions are involved, treat each reference to “both” or “two” institutions as if it referred to “two or more” institutions.Google Scholar
  6. 6.
    Including their affiliates. All subsequent references to “institutions” include all affiliates.Google Scholar
  7. 7.
    As defined in the FDIC Report of Condition as “commercial and industrial loans,” and in the OTS Thrift Financial Report as “non-mortgage commercial loans.”Google Scholar

Copyright information

© Springer Science+Business Media Dordrecht 1998

Authors and Affiliations

  • Anthony V. Nanni

There are no affiliations available

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