The Impact of Industrial Relations on the Structure of Supplementary Pensions in Scandinavia

  • Einar Overbye


The Scandinavian countries are sometimes described as “institutional” welfare states, implying that there is no room for private (supplementary/voluntary) welfare provisions alongside public welfare. This is wrong, at least in the case of pensions. Private pensions are alive and well both in Sweden, Norway and Denmark. However, the scope as well as the structure of private pension provision varies. This chapter describes the differing features of private pensions in Scandinavia, and links these differences to differences in trade union structure, collective bargaining-agreements plus differences in the degree of a functioning market for occupational pensions.


Collective Bargaining Pension Fund Industrial Relation Pension Plan Pension Scheme 
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Copyright information

© Springer Science+Business Media New York 2000

Authors and Affiliations

  • Einar Overbye
    • 1
  1. 1.NOVA Norwegian Social ResearchNorway

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