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Risky Driving by Youth

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Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation

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Abstract

Young drivers are a far greater risk to themselves and others on the highway than are adults. Until they have jobs, and cars of their own, their contribution to the accident picture is moderated somewhat by the relatively low mileage they compile. Yet, on a per-mile basis, the accident rate is at its peak the moment the youthful driver takes to the road, with 16-year olds in the U.S. having ten times the accident rate of mature adults (NHTSA, 1996). Young males greatly outnumber their female counterparts in fatal and injury accidents, particularly night time fatals (Massie, Campbell, and Williams, 1995).

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Author information

Authors and Affiliations

  1. National Public Services Research Institute, USA

    A. James McKnight

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  1. A. James McKnight
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Editor information

Editors and Affiliations

  1. HEC, Montréal, Canada

    Georges Dionne

  2. Université de Montréal, Canada

    Claire Laberge-Nadeau

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© 1999 Springer Science+Business Media New York

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McKnight, A.J. (1999). Risky Driving by Youth. In: Dionne, G., Laberge-Nadeau, C. (eds) Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation. Huebner International Series on Risk, Insurance, and Economic Security, vol 20. Springer, Boston, MA. https://doi.org/10.1007/978-1-4615-4058-8_17

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  • DOI: https://doi.org/10.1007/978-1-4615-4058-8_17

  • Publisher Name: Springer, Boston, MA

  • Print ISBN: 978-1-4613-6817-5

  • Online ISBN: 978-1-4615-4058-8

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