Abstract
If you don’t currently have health insurance or buy coverage on your own, big changes are in store for you. The Affordable Care Act brings new guarantees of health insurance coverage, as well as new protections and benefits with the plan you buy. You may also qualify for financial help to lower your insurance costs.
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Notes
- 1.
Centers for Disease Control and Prevention. Health Insurance Coverage: Early Release of Estimates From the National Health Interview Survey, 2012
- 2.
Kaiser Family Foundation. The Uninsured: A Primer: http://kaiserfamilyfoundation.files.wordpress.com/2013/01/7451-08.pdf
- 3.
Commonwealth Fund. The Price of Being Uninsured: www.commonwealthfund.org/Resources/2013/The%20Price%20of%20Being%20Uninsured.aspx
- 4.
Kaiser Family Foundation. The Uninsured: A Primer
- 5.
Ibid.
- 6.
HealthPocket. Health Insurance Application Rejection Rates Rising: www.healthpocket.com/healthcare-research/infostat/health-insurance-application-rejection-rates#.UZvngLVJNU8
- 7.
Consumer Reports. Health Reform: Seven Things You Need to Know Now: www.consumerreports.org/health/resources/pdf/ncqa/The_Affordable_Care_Act-You_and_Your_Family.pdf
- 8.
Kaiser Family Foundation. Medicaid Expansion Under The Affordable Care Act, JAMA, March 27, 2013: http://jama.jamanetwork.com/article.aspx?articleid=1672246
- 9.
Kaiser Family Foundation. The Cost of Not Expanding Medicaid: http://kaiserfamilyfoundation.files.wordpress.com/2013/07/8457-the-cost-of-not-expanding-medicaid3.pdf
- 10.
Ibid.
- 11.
Ibid.
- 12.
Leavitt Group. Exchanges/Health Insurance Marketplaces for Individual Coverage: Eligibility and Enrollment: www.leavitt.com/NewsAndEvents/HealthCareReform.aspx?eid=7934301177029711182
- 13.
Families USA. Implementing Exchanges: www.familiesusa2.org/assets/pdfs/health-reform/Selecting-Plans-for-Exchanges.pdf
- 14.
Ibid.
- 15.
Community Catalyst & Georgetown University Health Policy Institute. Health Insurance 101: What Are Federal Subsidies? http://101.communitycatalyst.org/aca_provisions/subsidies
- 16.
Families USA: Implementing Exchanges: www.familiesusa2.org/assets/pdfs/health-reform/Selecting-Plans-for-Exchanges.pdf ; Community Catalyst & Georgetown University Health Policy Institute. Health Insurance 101: What Are Federal Subsidies? http://101.communitycatalyst.org/aca_provisions/subsidies
- 17.
Center for Medicaid and Medicare Services. www.cms.gov/Newsroom/MediaReleaseDatabase/Press-Releases/2013-Press-Releases-Items/2013-04-30.html
- 18.
Healthcare.gov: Summary of Benefits
- 19.
Healthcare.gov
- 20.
Georgetown University Health Policy Institute: http://ccf.georgetown.edu/all/certified-application-counselors/
- 21.
Healthcare.gov. Consumer Assistance Program: www.healthcare.gov/law/features/rights/consumer-assistance-program/
- 22.
Families USA. Brokers and Agents and Health Insurance Exchanges: www.familiesusa2.org/assets/pdfs/health-reform/Exchanges-Brokers-and-Agents.pdf
- 23.
Kaiser Family Foundation. Focus on Health Reform: http://kaiserfamilyfoundation.files.wordpress.com/2011/04/8061-021.pdf ; Consumer Reports. Health Reform: Seven Things You Need to Know Now: www.consumerreports.org/health/resources/pdf/ncqa/The_Affordable_Care_Act-You_and_Your_Family.pdf
- 24.
Kaiser Family Foundation. Focus on Health Reform: http://kaiserfamilyfoundation.files.wordpress.com/2011/04/8061-021.pdf ; Health and Human Services Final Rule. Exemptions: www.ofr.gov/OFRUpload/OFRData/2013-15530_PI.pdf
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© 2013 Lisa Zamosky
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Zamosky, L. (2013). Buying Health Insurance on Your Own. In: Healthcare, Insurance, and You. Apress, Berkeley, CA. https://doi.org/10.1007/978-1-4302-4954-2_2
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DOI: https://doi.org/10.1007/978-1-4302-4954-2_2
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