The Application of Life Table Methodology to Risk Appraisal

  • Richard B. Singer


The purpose of this chapter is to present highly condensed descriptions of:
  • life table methodology as used in follow-up (FU) studies

  • the principal types of life table used as a standard or yardstick for comparative mortality

  • an example of an FU study from which the indices of comparative mortality and survival may be derived by time elapsed

  • an example of an FU study from which annual mortality rates may be averaged over multiple years elapsed

  • mean age and estimate of mean expected mortality rate in cohorts with a wide range of age

  • conversion of mortality ratios to a numerical rating, and relation of the excess death rate (EDR) to flat extra premiums

  • life expectancy in medicolegal work and structured settlements

  • estimating statistical significance.


Life Table Excess Death Rate Life Insurance Cumulative Survival Rate Risk Appraisal 
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Copyright information

© Palgrave Macmillan, a division of Macmillan Publishers Limited 2006

Authors and Affiliations

  • Richard B. Singer

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