Designing a Secure System for Implementing Chip Cards in the Financial Services Industry

  • Terry Stanley
Part of the IFIP — The International Federation for Information Processing book series (IFIPAICT, volume 26)


In order to design and implement effective security mechanisms for a chip card program in the financial services industry the designer must consider the current environment, understand carefully the constraints that he much work within, and have a clear view of the security objectives that he seeks to fulfill. Throughout this paper I will draw upon MasterCard International’s implementation of EMV ‘86 Version 3.1.1, entitled MCPATM (MasterCard Chip Payment Application for Credit and Debit) in order to provide working examples.


Credit Card Card Reader Security Objective Financial Service Industry Differential Power Analysis 
These keywords were added by machine and not by the authors. This process is experimental and the keywords may be updated as the learning algorithm improves.

Copyright information

© IFIP International Federation for Information Processing 1999

Authors and Affiliations

  • Terry Stanley
    • 1
  1. 1.MastercardUSA

Personalised recommendations